Once the employer-shared responsibility provision of the ACA takes effect, employers with 50 or more full-time equivalent employees may be subject to a penalty tax if they do not offer health care coverage to all full-time employees (and their dependents). These employers may also be subject to a penalty if they offer coverage that is unaffordable or does not provide minimum value.

The employer penalty rules are complex and can be difficult to navigate. Pacific Group can help you handle some of the more confusing questions and design benefit plans that are compliant.

Pacific Group has designed a series of calculators that enable clients to conduct an ACA analysis to determine if they are a Large Employer, whether they should Pay or Play, and how they Track Employee Hours. These are comprehensive modeling tools designed to help you meet the mandates and put together realistic benefit budgets for years to come.

See a demo of our ACA Analysis Tools. We can walk you through the process of determining how the upcoming regulations will impact your organization and determine the optimal benefit plan strategies to implement moving forward.