2105 Trends for Employee Benefits
The New Year is officially here, which means it is the perfect time to look over your employee benefits to ensure all of your employees are properly covered. Consider these benefit trends for 2015 that may impact the type of benefits you offer to your employees this year.
- Wellness programs – with the Affordable Care Act (ACA) in full force, you may be seeing your health care premiums rise. Enacting a wellness program at your company cannot only help to keep the cost of health insurance policies low, but it can also create a happier and healthier workforce. Before starting a workplace wellness program, make sure that you are following all the rules and regulations surrounding the program.
- Micro networks help to minimize costs – almost all health insurance carriers are offering smaller network options to help minimize the cost for employers while staying within the frame of the ACA. Successfully enrolling in a micro network depends on many different factors, including the number of employees at your company and their current access to health care.
- Private insurance exchanges – switching to a private insurance exchange will transfer the responsibility of choosing the right policy for your employees needs to them, which in turn allows them to become better health care consumers. Allowing employees to make their own health insurance decisions can help take the burden of managing risks and the responsibility of choosing the right policies off of you as the employer.
For more information on the employee benefit trends for 2015, contact Pacific Group. With locations in both Laguna Hills and Palos Verdes Estates, we can help with all of your employee benefit needs to ensure that all of your employees are properly covered for the New Year.